Kicho Hub Digital Products

Know your numbers.
Price with confidence.
Stop guessing.

A complete, Naira-priced business math toolkit built for Nigerian product and service business owners — the guide, the worksheets, and the spreadsheet that finally makes your pricing, profit, and budget make sense.

9-chapter guide + workbook + Excel toolkit
Built for Nigerian small businesses
No accounting background needed
Excel Toolkit
Business Math Toolkit
Live formulas for cost, pricing, P&L, budget & cash flow
Guide
Business Math for Businesses
9 practical chapters with real Naira examples
Workbook
Worksheet Companion
Fill-in exercises for every chapter
What's Inside
Kicho Hub Business Math for Businesses bundle — guide, worksheet companion, and Excel toolkit
The Real Cost of Guessing

If any of this sounds familiar, your numbers are running you — not the other way around.

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You price by "feel" or by copying competitors, not by your actual cost

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You're not sure if last month was actually profitable — or just busy

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Sales are up, but your bank balance never seems to reflect it

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You don't have a budget — money just goes wherever it's needed

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Bookkeeping happens "when you remember," not on any schedule

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Spreadsheets and business math feel intimidating, not useful

What You're Getting

One system, three formats, built to work together

📘

The Guide

A 9-chapter, beginner-friendly guide covering cost, pricing, profit, budgeting, cash flow, and recordkeeping — with real Naira examples from product and service businesses.

  • No accounting jargon
  • Worked examples throughout
  • An activity in every chapter
✍️

The Worksheet Companion

A printable, fill-in-by-hand workbook — one worksheet per chapter, so you apply every lesson to your own business as you read.

  • 9 guided worksheets
  • Print or fill digitally
  • Page-matched to the guide
📊

The Excel Toolkit

A live spreadsheet version — type in your numbers and watch your cost, price, margin, P&L, and budget calculate automatically.

  • Real working formulas
  • 10 connected tabs
  • Works in Excel or Google Sheets
Inside the Guide

9 chapters. Every number a small business owner actually needs.

01
Introduction to Business Math
Why the numbers matter more than intuition
02
Cost Calculation
Know exactly what you spend, per unit or per job
03
Pricing & Markup
Price with confidence using markup and margin
04
Profit & Loss
Know if you're actually winning each month
05
Budgeting Basics
Give every naira a job with the 50/30/20 rule
06
Income & Expense Tracking
Build the daily habit that keeps you in control
07
Cash Flow Management
Stay liquid and avoid debt, even when profitable
08
Pricing Products & Services
Cover your cost and capture your real value
09
Recordkeeping
Stay organized and audit-ready, stress-free
Built For

Whether you sell products or your time

Product-Based Businesses
  • Retailers, resellers & makers
  • Candle, fashion & FMCG brands
  • Anyone managing stock and unit costs
  • Online sellers on Instagram, WhatsApp & marketplaces
Service-Based Businesses
  • Freelancers & consultants
  • Photographers, designers & creatives
  • Coaches & solo service providers
  • Anyone pricing their time and skill

By the time you finish, you'll be able to —

✓

Calculate your real cost per product or per job

✓

Set a selling price that covers cost and pays you

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Read your own Profit & Loss without an accountant

✓

Build a monthly budget that actually holds

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Spot a cash flow problem before it becomes a crisis

✓

Keep clean, audit-ready sales & expense records

Limited Launch Price

The Complete Business Math Bundle

Guide + Worksheet Companion + Excel Toolkit
  • Business Math for Businesses — 9-chapter PDF guide
  • Worksheet Companion — printable 9-worksheet workbook
  • Business Math Toolkit — live Excel/Sheets spreadsheet
  • Instant download, lifetime access, free future updates
₦7,500₦3,000
One-time payment · Instant access · Naira pricing
Get Instant Access →
Secure checkout. Delivered straight to your email.

Questions, answered

Yes — that's exactly who this was built for. The guide explains everything in plain language first. The printable worksheets let you practice by hand, no spreadsheet needed. The Excel toolkit is there if and when you're ready for it.

No. The Excel Toolkit opens and works fully in the free Google Sheets app as well as Excel.

It's built with Naira pricing and Nigerian business examples in mind, but the underlying math — cost, pricing, profit, budgeting — works for any small business, anywhere.

You'll get two PDFs (the guide and the worksheet companion) and one Excel file (.xlsx), delivered instantly to your email after payment.

Yes. Every chapter includes separate worked examples for both product-based and service-based businesses, so the math always matches how you actually work.

Ready When You Are

Stop guessing. Start knowing your numbers.

Guide + Worksheet Companion + Excel Toolkit — instant download, lifetime access.

Get Instant Access →